FAQ

Here you will find answers to the most common questions about membership of the unemployment insurance fund of Finansforbundet – a part of FTFa.

Unemployment benefit

Åbn alle

How do I qualify for unemployment benefit?

You are entitled to unemployment benefit if you meet the following six conditions:

  • You must have been a member of an unemployment insurance fund for at least one year
  • If you wish to be full-time insured, you must have had a total income of DKK 228,348 within the last three years (2018 figure)
  • As a full-time insured member, we must be able to count a maximum of DKK 19,029 per month when we look at your income. This means that it takes at least one year to earn the right to unemployment benefit
  • If you wish to be part-time insured, you must have had a total income of DKK 152,232 within the last three years
  • As a part-time insured member, we must be able to count a maximum of DKK 12,686 per month when we look at your income. This means that it takes at least one year to earn the right to unemployment benefit
  • We count only the income that you have had while you have been a member of an unemployment insurance fund – irrespective of whether you wish to be full-time or part-time insured

How much can I receive in unemployment benefit?

The benefit rate depends on whether you are full-time or part-time insured, and on your previous salary. If you are full-time insured, you will receive 90% of your previous salary paid in unemployment benefit – though up to a maximum of DKK 18,633 a month before tax.

See the current rates
​   

Wage insurance

Åbn alle

What does it cost?

The unemployment insurance fund of Finansforbundet offers strong wage insurance in cooperation with FTFa. The cost of the wage insurance depends on the amount of coverage you wish to have.

Calculate your price

How am I covered?

Make sure that your wage insurance covers your individual situation and needs.

Read more about how you are covered

​   

Membership

Åbn alle

What does it cost?

The unemployment insurance fund of Finansforbundet has the membership that suits your working life. You can choose either part-time or full-time insurance, and an early retirement scheme.

The unemployment insurance fund of Finansforbundet is part of FTFa.

See the current subscription rates on the FTFa website

If register your subscription payment with Betalingsservice (automatic payment service), you can avoid paying an administration fee of DKK 25 each time you pay your subscription.

​   

Students

Åbn alle

How do I get free membership?

Membership of the unemployment insurance fund of Finansforbundet is free of charge if you are under the age of 30 and are studying or a trainee in a programme that lasts at least 18 months.

How can I benefit from being a member of an unemployment insurance fund during my studies?

If you are a member of an unemployment fund during your studies, you will receive a wide range of benefits and student offers. Here are five good possibilities:

  • You will be are entitled to unemployment benefit from the day you complete your studies
  • When you apply for an internship or study job, you can receive personal advice from our job counsellors
  • You can get feedback within 24 hours on your CV and job applications
  • At our study portal, you can find practical tools that will help your study technique
  • You can participate in inspirational meetings about, for example, LinkedIn, personal branding and how to increase the value of your network 

Read more about how can use your unemployment insurance fund Join us

If you are over the age of 30, you must register for and pay a subscription to the early retirement scheme. You must also have been entitled to unemployment benefit at the start of your study programme. 

Irrespective of whether you are under or over 30 years of age, there is an income limit for free membership:

  • If your study programme is eligible for a state study grant (SU), you may not earn more than the maximum annual benefit level.
  • If you are a trainee, you must not have paid work alongside your trainee job.
  • If your study programme is remunerated through a combination of a state study grant and trainee wages, you must contact FTFa, of which the unemployment insurance fund of Finansforbundet is a part, to hear more about your options. 

If you are in a situation in which you have lost the right to unemployment benefit, and you are unemployed, you can become a free member. However, it is a requirement that you are registered at jobnet.dk, and you must not be in receipt of public support such as cash assistance or rehabilitation benefit. 
Read more about membership for students

​  

Early retirement benefit

Åbn alle

May I have work alongside my early retirement benefit?

You may work while receiving early retirement benefit. The hours that you work will be subtracted from your benefit.

You can also do voluntary work without this having consequences for your early retirement benefit. However, it is important that you contact us if you are doing voluntary work, or are considering it.

The unemployment insurance fund of Finansforbundet is part of FTFa.

Read more about work and early retirement on the FTFA website

What do I have to do to receive early retirement benefit?

When you reach your early retirement age, FTFa, of which the unemployment insurance fund of Finansforbundet is a part, will send you an early retirement certificate. When you wish to go on early retirement benefit, contact us at this link.

The final deadline for receipt of applications is the day on which you wish to go on early retirement – but we recommend that you send the application a few weeks in advance. We will then collect your salary and pension information from the e-income register, and you will receive a letter of approval with your early retirement rate and other practical information.

The unemployment insurance fund of Finansforbundet is part of FTFa.

Read more about the transition to early retirement on the FTFa website

​     

Holiday benefit

Åbn alle

How do I apply for holiday benefit?

Irrespective of whether you are unemployed or in work, you apply for holiday benefit at 'Tast Selv' (Self Service).

Go to Tast Selv

You can seek holiday benefit in Tast Selv as:

  • Unemployed
  • Wage-earner 

If you are unemployed, it is important that:

  • You first of all take the holidays and holiday allowance that you earned at your former employer before applying for holiday benefit.
  • Your holiday tax card must be signed by FTFa, of which the unemployment insurance fund of Finansforbundet is a part. However, if you have a holiday account certificate, you can sign it yourself. The holiday account automatically provides the information to FTFa. It is important that you only write the days on which you actually take a holiday on the holiday account certificate.
  • You must inform the job centre 14 days before you take a holiday. FTFa will be automatically informed by the job centre that you will be taking a holiday, so you do not need to contact FTFa as well. 

The holiday year runs from 1 May to 30 April of the following year.

If you do not apply for holiday benefit before May 31 after the holiday year in question, you will lose the right to the holiday benefit.

   

Parental benefit

Åbn alle

How do I apply for parental benefit?

You will usually be able to take maternity leave four weeks before you expect to give birth. If you are unemployed, you should you contact FTFa, of which the unemployment insurance fund of Finansforbundet is a part, at least four weeks before your due date.

At least four weeks before you expect to give birth, you should also contact the job centre. The job centre will assess whether you will still have to come to meetings before you go on maternity leave.

Udbetaling Danmark (Danish Public Payments) will be informed by FTFa that you are to receive parental benefit. You will then be contacted by Udbetaling Danmark.